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Pachira Aquatica - Money Tree / Money Plant

Pachira aquatica is an easy care indoor plant with glossy green leaves and a neat upright shape, ideal for brightening shelves, sideboards, desks and lower maintenance indoor spaces. This compact indoor plant is a great choice for both beginners and collectors, bringing fresh foliage, easy upkeep and calm leafy vibes into the home.

🌿 Skill level Easy Care
☀️ Best Spot Bright Indirect
🪴 Size Approx. 20–30cm tall in a 9cm nursery pot
⚠️ Pet / Child Safe Yes, generally considered safe for pets and children
Regular price £6.00 GBP
Taxes included. Shipping calculated at checkout.
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Pachira Aquatica, also known as Money Tree, is a beginner friendly houseplant with glossy green leaves and a tidy upright growth habit that brings fresh colour into the home. This standard bonsai style version has a simple vertical trunk rather than the more commonly seen plaited stem, giving it a cleaner, more natural look while still keeping all the easy care appeal Money Trees are loved for.

If you’re looking for an easy care indoor plant with fresh foliage, tidy growth and low drama, this leafy legend is a brilliant choice. It’s a lovely option if you want something decorative and relaxed without choosing a plant that feels too demanding.

Explore more easy care houseplants or browse our range of beginner friendly plants for more leafy legends that are easy to live with. 

Buy Pachira aquatica online with UK delivery, or collect from our Congleton plant shop. This upright indoor plant is perfect if you want something fresh, easy going and simple to style in the home or office.

If you have a furry friend or curious little hands in your home, this one is a great plant to consider.

More About Pachira Aquatica

Pachira aquatica, also known as Money Tree, is a tropical houseplant with glossy green leaves and a neat upright shape that brightens desks, shelves and indoor plant corners. Compact, beginner friendly and relatively easy to care for, it is a great choice for anyone looking for an easy care houseplant with fresh foliage and a calm, tidy look.

Native to wetlands and tropical regions of Central and South America, Pachira aquatica naturally grows in warm, bright conditions with consistent moisture and good airflow. Indoors, Money Tree usually performs best in bright indirect light, where the foliage stays fuller, fresher and more vibrant.

This standard upright version grows from a single vertical trunk rather than a braided stem, which gives it a simpler and more natural shape. It usually keeps a tidy, upright habit, making it easy to place in smaller rooms, workspaces and lower maintenance plant displays.

Why You'll Love Pachira Aquatica

🪴 Glossy green foliage with a fresh, easy going look

🪴 Standard upright trunk for a cleaner, more natural shape

🪴 Great for desks, shelves, sideboards and workspaces

🪴 Beginner friendly and forgiving with sensible care

🪴 A brilliant choice for plant parents who want something leafy without too much fuss

Top Growing Tip for Pachira Aquatica

Rotate your Money Tree every couple of weeks to encourage even growth and a fuller shape.

Like many foliage plants, it will naturally lean towards the light, so turning the pot helps keep the growth balanced and tidy.

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Pachira Aquatica Care Guide

Light
Best in bright, indirect light. Pachira aquatica usually grows best with plenty of natural light, and brighter indirect light helps keep the foliage full and healthy. It can cope with medium light, but avoid harsh direct sun, especially in strong summer windows, as this can scorch the leaves.
Water
Water when the top few centimetres of compost feel dry. Keep the soil lightly moist rather than constantly wet, and always allow excess water to drain away. Money Tree usually copes better with slight drying than soggy compost, so avoid letting it sit in water.
Humidity
Prefers moderate humidity but usually adapts well to average indoor conditions. It can still do well in most homes, especially if kept away from very dry heat sources and strong draughts.
Temperature
Thrives in warm indoor temperatures, ideally around 18–24°C. Protect from cold rooms, sudden temperature drops and draughty windows or doors.
Soil / Substrate
Use a well draining houseplant compost that holds some moisture without becoming heavy or soggy. A light, airy mix helps keep the roots healthier and reduces the risk of overwatering problems.
Feeding / Fertilising
Feed once a month during spring and summer with a balanced liquid houseplant fertiliser. Reduce feeding in autumn and winter while growth is slower.
Repotting
Repot every 1–2 years, or when roots begin to outgrow the pot. Spring and summer are the best times to move it into a slightly larger pot. Try not to size up too much at once, as oversized pots can keep the compost wetter for longer.
Pet / Child Safety
Pachira aquatica is generally considered pet and child safe, which makes it a good option for households with curious pets or little ones.

Pachira Aquatica FAQs

Is Pachira Aquatica suitable for beginners?

Yes, Pachira aquatica is a beginner friendly houseplant and a great choice if you want an easy care indoor plant. It usually adapts well to home conditions and is more forgiving than many fussier tropical plants.

Can Pachira Aquatica grow in low light?

Pachira aquatica can cope with medium light, but it will usually grow better and stay fuller in bright indirect light. In lower light, growth may slow and the plant can become a little less dense over time.

Why are my Pachira Aquatica leaves looking yellow?

Yellow leaves on Pachira Aquatica are most often linked to overwatering or compost staying wet for too long. Check that the top few centimetres of soil are drying slightly between waterings and make sure the pot drains properly.

How big does Pachira Aquatica grow?

This Pachira Aquatica usually stays neat and upright indoors, especially in pot culture. This standard trunk version keeps a tidy, vertical look, making it a good houseplant for shelves, desks, sideboards and smaller indoor spaces.

How often should I water Pachira Aquatica?

Water Pachira Aquatica when the top few centimetres of compost feel dry. This usually means watering more often in spring and summer and less in autumn and winter. Check the compost before watering, as Money Tree prefers lightly moist soil but does not like sitting wet.

Does Pachira aquatica need bright light to grow well?

Pachira aquatica does not need harsh direct sun, but bright indirect light usually helps it grow more strongly and stay fuller. In lower light, it may still cope, but growth can become slower and less compact.

What are the signs that my Pachira Aquatica is unhappy?

Common signs of stress include yellowing leaves, drooping growth, leaf drop, browning edges or slower growth. This is often caused by overwatering, cold draughts, low light or sudden changes in conditions.

Is Pachira Aquatica toxic to children and pets?

No, Pachira Aquatica is generally considered child and pet safe, which is one reason it is such a popular indoor plant for family homes.

When should I repot Pachira Aquatica?

Pachira aquatica usually only needs repotting every 1–2 years, or when roots begin filling the pot. Spring and summer are the best times to repot using a fresh, well draining houseplant compost.

What type of soil is best for Pachira Aquatica?

Pachira aquatica does best in a well draining houseplant compost that still holds a little moisture. A light, airy mix helps support healthy roots and reduces the risk of overwatering problems. If you’re refreshing your setup, explore our houseplant care essentials and composts for the best start.

Is Pachira Aquatica a good office or desk plant?

Yes, this smaller Pachira aquatica is a brilliant desk, shelf or office plant because it stays tidy, tolerates indoor conditions well and does not need constant attention. It is a good option for workspaces, home offices and other lower maintenance rooms.

What is the difference between this Pachira aquatica and a braided Money Tree?

This Pachira aquatica has a standard upright trunk rather than the more commonly sold plaited stem. That gives it a cleaner, more natural shape while still keeping the same easy care nature and fresh green foliage that Money Trees are loved for.

Need More Help With Pachira Aquatica?

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If you’re unsure about care, placement, or choosing the right plant, feel free to reach out to the Oh Shoot Plants team.

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